It can happen to the best of ‘em. You’re out having a good time with friends or family, and you have one too many glasses of wine. You feel fine, but your blood alcohol content tells another story. You get behind the wheel of your car and make one tiny mistake that gives the police officer a reason to pull you over. Now you’re dealing with a big mess you didn’t bargain for… here are a couple of tips you should remember from your friendly Boulder DUI lawyer.
Call an attorney after an arrest
Once you’re arrested and taken to the police station, you’ll go through the booking process. After that, you’ll be able to make a reasonable number of phone calls. One of those called should definitely be a Boulder DUI lawyer who can start the process of getting you out of jail and dealing with the DUI charge.
Play it safe when going out
Of course, the number one tip a DUI lawyer would give is to play it safe when going out in the first place. Choose a designated driver so that you never find yourself on the side of the road with an officer questioning your sobriety. Limit yourself to only one drink if you do plan on driving home and be sure to pair it with a substantial meal and plenty of time before you get behind the wheel.
Do what your Boulder DUI lawyer says
If you do find yourself in the unfortunate circumstance of dealing with the aftermath of a DUI charge, do yourself a favor and do exactly what your lawyer tells you to. The legal process involves a complicated system with plenty of hoops that you’ll need to jump through. The endgame is a permanent record free of a DUI charge, which, depending on the circumstance, your lawyer might be able to achieve if you play your cards right.
Americans are drowning in debt and, in fact, collectively owe more than $13.8 trillion to debtors. If you’re one of these Americans feeling the pressure of too much debt, you do have options beyond worrying and scraping by to get your bills paid. Have you considered hiring a debt helper to help you navigate the world of debt consolidation?
Finding a debt helper
There are plenty of options when it comes to finding a debt helper when you’re feeling overwhelmed by your bills and responsibilities. Money is a hard thing to discuss with friends and family, especially if it’s about money troubles. But if you can, ask someone you’re close to if they know anyone that helps with these situations. If all else fails, head the internet for a quick Google search for debt helpers in your area.
Getting your paperwork together
Once you find a professional to help you with your financial situation, start gathering your paperwork. Your debt helper will want to see all of your most recent credit card statements, loan balances, and other financial obligations that you carry. Create a file of these items and be sure to bring them to your consultation appointment.
What your debt helper will do
Your debt helper will look over your documents and formulate a plan. Part of that plan will be calling your credit card companies and other debtors to negotiate lower interest rates and maybe even settlement balances lower than the amount you actually owe. If creditors agree to these kinds of terms, most often it will include closing your account once it’s paid in full so you will no longer have access to that line of credit.
Impact on your credit
Enlisting the assistance of a debt helper can improve your credit over the long term. It’s important to keep up with your arranged payments and to always make them on time. It’s likely that the debt your currently carrying has taken a toll on your credit score, but with a solid history of chipping away balances due and consistently paying on time, your score will start creeping up in no time.
Finances are tough and bad things can happen to good people. Research indicates that as much as 60 percent of all bankruptcies filed are caused by mounting medical bills that cause general financial strain. But there is life after bankruptcy, and a bankruptcy attorney in Boulder can help guide you through the process and find the light at the end of the tunnel.
Look for a bankruptcy attorney online
There are great resources for finding bankruptcy attorneys in the Boulder area online. Not only can you then browse their website to learn more about their area of expertise, but you can also read about past client testimonials on their website, and on third-party sites that collect reviews of area businesses. If you find a bankruptcy attorney that gets mostly good reviews from clients, perhaps it’s time to learn a bit more about him or her.
Set up a consultation
If you can narrow down your search to three bankruptcy attorneys, you should then try setting up a free consultation with them all. This meeting will allow you to get to know them a little better, and learn more about their methods and the bankruptcy process in general. If you find one that you feel very comfortable with, that’s a great sign that you’ve probably found a bankruptcy attorney that you’ll work well with.
Follow the lead of your bankruptcy attorney
Once you choose a bankruptcy attorney, they will guide you through the next steps for filing bankruptcy. They will also help you to determine which type of bankruptcy to file. The process can be complicated, but your knowledgeable lawyer will let you know exactly what needs to be done and when. Once the paperwork is filed, and all of your hearings have taken place, you can expect to have your bankruptcy completed in less than a year.
According to the National Highway Traffic Safety Administration, more than 17 percent of vehicle accidents occur in winter. It’s a treacherous time for driving -not only because of the icy, snowy, and cold weather- but also because of the influx of alcohol use by those who are celebrating the season. You definitely don’t want to need the services of a Boulder DUI attorney this winter, so heed these five tips for driving safely in winter conditions.
The easiest advice that any Boulder DUI attorney could give to most of his or her clients is to just stay home. Driving in winter weather wouldn’t even be a problem, especially if you’ve had a drink or two celebrating the festive season, if the celebrations occurred at home. If winter weather descends upon your community, do yourself a favor and skip the party for a quiet, safe night at home.
The NHTSA recommends that drivers drive much slower during winter weather. It’s a well-known fact that it’s harder to stop your car in slick, icy, or snowy conditions. Give yourself extra time to stop by driving at a slower speed than you normally would in warmer weather.
Have your car checked
One of the smartest tips for winter driving happens before winter even arrives. Do yourself a favor and make an appointment for your car to be checked by a knowledgeable mechanic during the fall season. Ask them to check the car from bumper to bumper and pay special attention to the parts that you’ll depend on for safe winter driving like the battery, tires, brakes, lights, windshield wipers, cooling system, and even your floor mats.
Always have a DD
If you do have a winter party on your calendar that you just don’t want to miss, you can still do so safely by always having a designated driver. According to the US Department of Transportation, more than 300 people die each year because of drunk driving during the holidays. Don’t let such an unfortunate circumstance wreck your holiday cheer – always have a DD.
It’s also important, for safe winter driving, to stay alert. Falling snow can be hypnotic, and it’s important if you’re driving in heavy snow to maintain your focus on the road and cars ahead of you. Maintain alertness on the conditions around you and the traffic around you to ensure that you arrive at your destination safely.
According to the American Bankruptcy Institute, about 600,000 each year file for bankruptcy in the US. Graph with link. Job loss, divorce, and medical bills are the three most common reasons that filers site for taking this legal step. If you’re considering doing so too, you’ll want the help of a trusted bankruptcy attorney in Boulder.
Chose a chapter
Once you identify a bankruptcy attorney in Boulder to help you through the process, you’ll need to decide which chapter you’ll be filing. Chapter 7 allows a debtor to discharge all of their debts with a few exceptions like student loans. Chapter 13, on the other hand, doesn’t discharge debt and instead puts you on a trajectory for paying back your debts through payment plans and is more of a debt reorganization plan.
Collect your documents
One of the first steps you’ll need to take is to collect necessary documents. Contact each of the three credit reporting bureaus – Experian, Tranunion, and Equifax, and request current credit reports. Collect any billing statements you have in your home, as well as any other documentation that shows money due for goods and services that you can’t pay.
Register for credit counseling
In order to file for bankruptcy, you must first register for and complete a credit counseling class. These classes are held all over and a simple Google search will return several providers in your area. Your attorney can also suggest a place where you can take care of this requirement.
File forms in court
The next step is to sign a bankruptcy petition. These forms disclose all of your debts and other financial information like assets that you own. Your lawyer will then submit your petition to the court and the day of filing becomes the effective day of your petition. The court will then issue your first bankruptcy hearing date.
Attend 341 meeting
Your hearing date is called a 341 meeting and it will be the first time you meet with your bankruptcy trustee to discuss your circumstances. Your creditors are also invited to attend the meeting but seldom do. These meetings are typically pretty quick and your lawyer will prepare you for it.
Start rebuilding your finances
Following your 341 meeting, and the completion of your credit counseling class, you will be issued a certificate of discharge which shows that your debts have been discharged by the court as of a specific date. You will use this certificate in any financial dealings moving forward, and with creditors who might still come knocking looking for payment. Your lawyer will advise you to hang on to this paper for a minimum of 10 years.
If you find yourself in the unfortunate circumstance of standing on the side of the road with a police officer who suspects that you’re under the influence and shouldn’t be driving, it pays to know ahead of time what’s in store and how to properly handle the situation. In Colorado, blood alcohol over .08 and THC measured above 5 nanograms signifies driving under the influence and will mean that a DUI ticket is heading your way. If this has happened to you, it’s best to find a knowledgeable and experienced Boulder DUI attorney to handle your case.
Call an attorney
A Boulder DUI attorney will be a critical partner in helping you to get through this unfortunate development. You can find one online that offers information about their specialties helping to ensure they have the experience you need by your side. Call your choice of an attorney to set up a consultation appointment and remember to act quickly because some things need to be done in the days immediately following the charge.
Request a hearing
Requesting a hearing from the department of motor vehicles will be one of the first things to do following your charge. Your attorney can take care of this process for you. This hearing must be requested in the first week and an experienced Boulder DUI attorney will prove to be a lifesaver for anyone who’s never dealt with such things.
Plea bargain or trial
The next step following a charge for DUI in Colorado will be to deal with the county court system. You will have to do one of three things, enter a guilty plea, enter a guilty plea regardless of your guilt in exchange for a plea deal which might include lighter sentencing, or refuse to enter a plea and ask the court to set a trial date. A knowledgeable DUI attorney will be able to advise which is the best for your situation after hearing the specific circumstances.
Dealing with the DMV and county court
Following a DUI charge for either alcohol or THC, you will have to deal with both the DMV in Colorado and the county court system in Boulder. Each will have a specific set of requirements to deal with the charge and its impact on your ability to drive in the future, and your permanent record. Having an attorney on your side to help navigate the system is a win-win and the only way to ensure that the fallout is as minimal as possible.
If you need an attorney for your DUI case, contact Paul Stuber in Boulder, CO at (303) 442-6448 today and visit www.paulstuber.com for more information